Terms of Service for Investor News Index
These Terms of Service (“Terms”) govern your access to and use of the Investor News Index website located at https://www.investornewsindex.com/ and any related pages, features, content, or services we provide (collectively, the “Site”). By accessing or using the Site, you agree to be bound by these Terms and all applicable laws and regulations.
1. Acceptance of Terms
By using the Site, you confirm that you have read, understood, and agree to these Terms. If you do not agree, you must not access or use the Site.
2. Description of the Site
Investor News Index (“INI,” “we,” “us,” or “our”) is a news indexing database focused on regulatory and enforcement updates for U.S. investors and consumers. The Site is intended for users residing within the United States, and its content is provided for informational and research purposes only. The Site does not require user accounts, and it does not provide public commenting or file-upload functionality.
3. Informational Use Only
The content on the Site is provided for general informational purposes only and should not be interpreted as legal, financial, investment, tax, or other professional advice. You should not rely on the Site as a substitute for advice from a qualified professional. Any decisions you make based on information found on the Site are made at your own risk.
4. Eligibility and Geographic Use
The Site is intended for investors and citizens residing in the United States. If you access the Site from outside the United States, you do so on your own initiative and are responsible for complying with any local laws that apply to you. By using the Site, you represent that you have the legal capacity to agree to these Terms.
5. Permitted Use
You may use the Site only for lawful purposes and in a manner consistent with these Terms. You agree not to:
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Use the Site in any way that violates applicable law or regulation.
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Interfere with or disrupt the Site’s operation, security, or availability.
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Attempt unauthorized access to any part of the Site or related systems.
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Use automated tools, scraping, or data extraction methods without our prior written consent, except where permitted by law.
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Misrepresent your identity or your affiliation with any person or entity.
6. Third-Party Links and Sources
The Site indexes and links to external websites, including official regulatory websites such as the CFTC, FTC, and SEC. These external websites are not operated or controlled by us, and we are not responsible for their content, policies, availability, or practices. Your use of third-party websites is subject to their own terms and policies.
7. Intellectual Property
Unless otherwise stated, the Site and all original content, design elements, text, graphics, logos, and other materials on the Site are owned by or licensed to INI and are protected by applicable intellectual property laws. You may view and print content from the Site for personal, non-commercial use only, provided you do not remove any copyright, trademark, or proprietary notices. You may not copy, reproduce, modify, distribute, republish, or create derivative works from Site content without our prior written permission, except as allowed by law.
8. User Submissions
If the Site allows you to submit information through a contact form or other communication method, you are responsible for ensuring that the information you submit is accurate and lawful. You grant us the right to use, store, and respond to your submission as reasonably necessary to operate the Site, provide support, and comply with applicable law.
9. Privacy
Your use of the Site is also subject to our Privacy Policy, which explains how we collect, use, and protect information in connection with the Site. If these Terms conflict with the Privacy Policy regarding personal information, the Privacy Policy controls.
10. Disclaimers
The Site is provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied. To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, secure, or free from viruses or other harmful components.
11. Limitation of Liability
To the fullest extent permitted by law, INI and its owners, operators, affiliates, contributors, and service providers will not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising out of or related to your use of the Site. Our total liability for any claim relating to the Site will not exceed the amount you paid us, if any, for access to the Site during the twelve months preceding the claim. If no payment was made, our liability will be limited to the maximum extent permitted by law.
12. Indemnification
You agree to defend, indemnify, and hold harmless INI and its owners, operators, affiliates, and service providers from and against any claims, losses, liabilities, damages, costs, and expenses arising out of or related to your use of the Site, your violation of these Terms, or your violation of any law or third-party rights.
13. Suspension and Termination
We may suspend or terminate your access to the Site at any time, with or without notice, if we believe you have violated these Terms or if we determine that such action is necessary to protect the Site, our users, or our legal interests. Sections that by their nature should survive termination will continue to apply after termination.
14. Changes to the Site and Terms
We may update, modify, or discontinue any part of the Site at any time without prior notice. We may also revise these Terms from time to time. When we do, we will update the Effective Date above. Your continued use of the Site after changes become effective constitutes your acceptance of the revised Terms.
15. Governing Law
These Terms are governed by and interpreted under the laws of the State of Texas, without regard to conflict-of-law principles, unless applicable law requires otherwise. Any dispute arising from or relating to these Terms or the Site will be handled in a court of competent jurisdiction located in Texas, unless otherwise required by law.
16. Contact Information
If you have questions about these Terms, you may contact us through the contact information or contact form available on the Site.
